.quick-answer{
     background: #f0f4fa;
            border-radius: 28px;
            padding: 1.4rem 1.5rem;
            margin-bottom: 2rem;
            border-left: 8px solid #1a2f40;
            box-shadow: 0 4px 10px rgba(0,0,0,0.02);
}

.quick-answer strong{
    color: #0c1b2b;
            font-weight: 700;
            display: block;
            font-size: 1.1rem;
            margin-bottom: 0.3rem;
}

.quick-answer i{
    color: #f6b83d;
            margin-right: 6px;
}

 h2 {
            font-size: clamp(1.5rem, 4vw, 1.9rem);
            font-weight: 700;
            margin: 2.2rem 0 1rem 0;
            color: #0c1b2b;
            letter-spacing: -0.01em;
            border-bottom: 3px solid #f6b83d;
            padding-bottom: 0.3rem;
            display: inline-block;
            word-break: break-word;
        }
        /* rule matrix */
.rule-matrix {
            background: #eef2f7;
            border-radius: 20px;
            padding: 1rem 1rem;
            font-size: 0.85rem;
            border: 1px solid #dce2ec;
            margin: 1.2rem 0;
            overflow-x: auto;
            -webkit-overflow-scrolling: touch;
        }

    .rule-matrix table {
            width: 100%;
            min-width: 400px;
            border-collapse: collapse;
            font-size: 0.85rem;
        }

.rule-matrix th {
            text-align: left;
            background: #dce2ec;
            padding: 6px 10px;
            font-weight: 600;
        }
        
.rule-matrix td {
            padding: 6px 10px;
            border-bottom: 1px solid #d0d8e3;
        }
        
        
  .cta-box {
            background: #1a2f40;
            border-radius: 30px;
            padding: 1.2rem 1.5rem;
            margin: 1.8rem 0;
            display: flex;
            flex-wrap: wrap;
            align-items: center;
            justify-content: space-between;
            gap: 1rem;
        }

        .cta-box .cta-text {
            display: flex;
            align-items: center;
            gap: 12px;
            color: #fff;
            flex: 1;
        }

       .cta-box .cta-text i {
            font-size: 1.8rem;
            color: #f6b83d;
        }

         .cta-box .cta-text span {
            font-weight: 500;
            font-size: clamp(0.95rem, 2vw, 1.05rem);
        }

        .cta-box .cta-text strong {
            color: #fff;
        }

         .cta-box a {
            background: #f6b83d;
            color: #0c1b2b;
            font-weight: 700;
            padding: 0.5rem 1.6rem;
            border-radius: 60px;
            text-decoration: none;
            transition: 0.2s;
            font-size: 0.9rem;
            white-space: nowrap;
            border: 2px solid transparent;
            flex-shrink: 0;
        }

         .cta-box a:hover {
            background: #e5a92e;
            transform: scale(1.02);
        }

        @media (max-width: 500px) {
            .cta-box { flex-direction: column; align-items: stretch; }
           .cta-box a { text-align: center; }
        }
        
         /* income type tags */
        .income-tags {
            display: flex;
            flex-wrap: wrap;
            gap: 0.4rem 1rem;
            background: #f5f7fa;
            border-radius: 20px;
            padding: 1rem 1.2rem;
            margin: 1rem 0 1.4rem;
        }

         .income-tags span {
            display: flex;
            align-items: center;
            gap: 6px;
            font-weight: 500;
            color: #1a2f40;
            font-size: 0.9rem;
        }

         .income-tags i {
            color: #f6b83d;
        }
        
         /* checklist grid */
        .checklist-grid {
            display: grid;
            grid-template-columns: 1fr;
            gap: 0.4rem 1.2rem;
            background: #f5f7fa;
            border-radius: 24px;
            padding: 1.2rem 1.2rem;
            margin: 1.2rem 0;
        }

      .checklist-grid span {
            display: flex;
            align-items: center;
            gap: 8px;
            font-size: 0.92rem;
            word-break: break-word;
        }

        .checklist-grid i {
            color: #1a7f4a;
            width: 18px;
            flex-shrink: 0;
        }

        @media (min-width: 550px) {
           .checklist-grid { grid-template-columns: 1fr 1fr; padding: 1.6rem 2rem; }
        }
        
        
         /* ----- FAQ ----- */
       .wbt-faq-container {
            width: 100%;
            background: white;
            border-radius: 40px;
            padding: 1.8rem 1.2rem;
            box-shadow: 0 20px 40px -12px rgba(0, 0, 0, 0.15);
            margin: 2rem 0 0.5rem;
        }

       .wbt-faq-header {
            display: flex;
            align-items: center;
            gap: 0.5rem;
            margin-bottom: 1.8rem;
            border-bottom: 2px solid #eae7e1;
            padding-bottom: 1rem;
            flex-wrap: wrap;
        }

      .wbt-faq-header i {
            font-size: 1.8rem;
            color: #0c1b2b;
        }

       .wbt-faq-header h2 {
            font-size: clamp(1.4rem, 4vw, 1.9rem);
            font-weight: 600;
            color: #0c1b2b;
            letter-spacing: -0.01em;
            border-bottom: none;
            padding-bottom: 0;
            margin: 0;
        }

        .wbt-faq-item {
            background: #f8f7f5;
            border-radius: 18px;
            margin: 0.8rem 0;
            overflow: hidden;
            box-shadow: 0 1px 3px rgba(0,0,0,0.02);
            padding:0;
        }

       .wbt-faq-item input[type="checkbox"] {
            position: absolute;
            opacity: 0;
            width: 0;
            height: 0;
            pointer-events: none;
        }

       .wbt-faq-item label {
            display: flex;
            align-items: center;
            justify-content: space-between;
            gap: 0.8rem;
            padding: 1rem 1.2rem;
            cursor: pointer;
            user-select: none;
            transition: background 0.1s;
            border-radius: 18px;
            font-weight: 500;
        }

       .wbt-faq-label {
            display: flex;
            align-items: center;
            gap: 0.6rem;
            flex: 1;
        }

       .wbt-faq-label i {
            font-size: 1rem;
            color: #0c1b2b;
            width: 1.4rem;
            text-align: center;
            transition: transform 0.25s ease;
            flex-shrink: 0;
        }

        .wbt-faq-label strong {
            display: inline;
            font-size: clamp(0.95rem, 2vw, 1.05rem);
            color: #0c1b2b;
            font-weight: 600;
            line-height: 1.3;
        }

       .wbt-faq-arrow {
            font-size: 0.9rem;
            color: #4b5a6a;
            transition: transform 0.3s ease;
            margin-left: 0.3rem;
            flex-shrink: 0;
        }

       .wbt-faq-answer {
            max-height: 0;
            opacity: 0;
            overflow: hidden;
            padding: 0 1.2rem;
            transition: max-height 0.4s cubic-bezier(0.25, 0.46, 0.45, 0.94),
                        opacity 0.25s ease,
                        padding 0.25s ease;
            background: #f8f7f5;
            border-radius: 0 0 18px 18px;
        }

       .wbt-faq-answer p {
            margin: 0;
            padding-bottom: 1.2rem;
            font-size: 0.95rem;
            line-height: 1.6;
            color: #1f2a36;
        }

      .wbt-faq-item input[type="checkbox"]:checked ~ .wbt-faq-answer {
            max-height: 600px;
            opacity: 1;
            padding: 0 1.2rem 0.2rem 1.2rem;
        }

      .wbt-faq-item input[type="checkbox"]:checked ~ label .wbt-faq-arrow {
            transform: rotate(180deg);
        }

       .wbt-faq-item input[type="checkbox"]:checked ~ label .wbt-faq-label i {
            transform: rotate(90deg);
        }

      .wbt-faq-item label:hover {
            background: #f1efe9;
        }

      .wbt-faq-item label:hover .wbt-faq-label i {
            color: #0c1b2b;
        }

       .wbt-faq-item label .wbt-faq-label strong {
            display: inline;
            font-size: clamp(0.95rem, 2vw, 1.05rem);
            color: #0c1b2b;
        }

      .wbt-faq-item input[type="checkbox"]:focus-visible + label {
            outline: 2px solid #0c1b2b;
            outline-offset: 0px;
            border-radius: 18px;
        }

        @media (min-width: 550px) {
         .wbt-faq-container { padding: 2.5rem 2.8rem; }
           .wbt-faq-item label { padding: 1.2rem 1.8rem; }
           .wbt-faq-answer { padding: 0 1.8rem; }
           .wbt-faq-item input[type="checkbox"]:checked ~ .wbt-faq-answer {
                padding: 0 1.8rem 0.2rem 1.8rem;
            }
        }