* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        .blog-page {
            background: #f4f2ef;
            font-family: 'Inter', 'Segoe UI', Roboto, system-ui, -apple-system, sans-serif;
            padding: 1rem;
            display: flex;
            justify-content: center;
            line-height: 1.7;
            color: #1e1b18;
            min-height: 100vh;
        }

        .blog-page .blog-wrap {
            max-width: 920px;
            width: 100%;
            background: #ffffff;
            border-radius: 40px 40px 32px 32px;
            box-shadow: 0 30px 60px -20px rgba(0,0,0,0.25), 0 10px 24px -12px rgba(0,0,0,0.08);
            overflow: hidden;
            transition: 0.3s;
        }

        .blog-page .bold {
            font-weight: 700;
        }

        /* ----- HERO (fully responsive) ----- */
        .blog-page .hero {
            background: linear-gradient(145deg, #0c1b2b, #1a2f40);
            padding: 2rem 1.5rem 2rem 1.5rem;
            color: #fff;
            border-bottom: 6px solid #f6b83d;
            margin-top:0;
        }

        .blog-page .hero-badge {
            display: inline-block;
            background: rgba(246, 184, 61, 0.18);
            backdrop-filter: blur(4px);
            padding: 0.3rem 1.2rem;
            border-radius: 60px;
            font-size: 0.75rem;
            font-weight: 600;
            letter-spacing: 0.4px;
            color: #f6b83d;
            border: 1px solid rgba(246, 184, 61, 0.25);
            margin-bottom: 1rem;
        }

        .blog-page .hero h1 {
            font-size: clamp(1.8rem, 6vw, 2.8rem);
            font-weight: 700;
            line-height: 1.2;
            letter-spacing: -0.02em;
            margin-bottom: 0.6rem;
            word-break: break-word;
            background: transparent;
    color: #fff;
    -webkit-text-fill-color: #fff;
        }

        .blog-page .hero h1 i {
            color: #f6b83d;
            margin-right: 8px;
        }

        .blog-page .hero .sub {
            font-size: clamp(1rem, 2.5vw, 1.2rem);
            opacity: 0.85;
            font-weight: 400;
            max-width: 100%;
            border-left: 4px solid #f6b83d;
            padding-left: 1.2rem;
            word-break: break-word;
        }

        .blog-page .hero-meta {
            display: flex;
            flex-wrap: wrap;
            gap: 0.6rem 1.5rem;
            margin-top: 1.4rem;
            font-size: 0.8rem;
            color: rgba(255,255,255,0.7);
            border-top: 1px solid rgba(255,255,255,0.08);
            padding-top: 1.2rem;
        }

        .blog-page .hero-meta i {
            color: #f6b83d;
            margin-right: 4px;
            width: 16px;
        }

       
        .content {
            padding: 1.8rem 1.2rem 2.2rem;
        }

        @media (min-width: 700px) {
            .blog-page .hero { padding: 3rem 3rem 2.5rem 3rem; }
            .blog-page .content { padding: 2.8rem 3rem 3.2rem; }
            .blog-page .hero .sub { max-width: 85%; }
        }

        /* quick answer */
       .blog-page .quick-answer {
            background: #f0f4fa;
            border-radius: 28px;
            padding: 1.4rem 1.5rem;
            margin-bottom: 2rem;
            border-left: 8px solid #1a2f40;
            box-shadow: 0 4px 10px rgba(0,0,0,0.02);
        }

        .blog-page .quick-answer strong {
            color: #0c1b2b;
            font-weight: 700;
            display: block;
            font-size: 1.1rem;
            margin-bottom: 0.3rem;
        }

        .blog-page .quick-answer i {
            color: #f6b83d;
            margin-right: 6px;
        }

        /* headings */
        .blog-page h2 {
            font-size: clamp(1.5rem, 4vw, 1.9rem);
            font-weight: 700;
            margin: 2.2rem 0 1rem 0;
            color: #0c1b2b;
            letter-spacing: -0.01em;
            border-bottom: 3px solid #f6b83d;
            padding-bottom: 0.3rem;
            display: inline-block;
            word-break: break-word;
        }

        .blog-page h3 {
            font-size: clamp(1.2rem, 3vw, 1.4rem);
            font-weight: 600;
            margin: 1.8rem 0 0.8rem 0;
            color: #1a2f40;
        }

        .blog-page .step-card p {
            margin-bottom: 1.2rem;
            color: #2b2a28;
            word-break: break-word;
            font-size:16px;
        }

        .blog-page .highlight {
            background: #fef3e0;
            padding: 0.1rem 0.4rem;
            border-radius: 8px;
            font-weight: 500;
        }

        /* blockquote */
        .blog-page blockquote {
            background: #f7f5f2;
            padding: 1.2rem 1.5rem;
            border-radius: 24px 8px 24px 8px;
            margin: 1.8rem 0;
            border-left: 8px solid #f6b83d;
            font-style: italic;
            color: #1f2a33;
            box-shadow: 0 4px 12px rgba(0,0,0,0.02);
        }

        .blog-page blockquote p {
            margin-bottom: 0.2rem;
            font-size: clamp(1rem, 2vw, 1.1rem);
        }

       .blog-page blockquote cite {
            display: block;
            margin-top: 0.6rem;
            font-style: normal;
            font-weight: 500;
            color: #5f5a54;
            font-size: 0.9rem;
        }

       .blog-page blockquote i {
            color: #f6b83d;
            margin-right: 6px;
        }

        /* lists */
       .blog-page ul, ol {
            margin: 0.8rem 0 1.4rem 1.4rem;
            padding-left: 0.4rem;
        }
        
        .blog-page ul{
            list-style:disc;
        }
        .blog-page ol{
            list-style:decimal;
        }


       .blog-page li {
            margin-bottom: 0.5rem;
            color: #2b2a28;
            word-break: break-word;
        }

        /* step cards */
        .blog-page .step-card {
            background: #f9fafc;
            border-radius: 28px;
            padding: 1.4rem 1.2rem;
            margin: 1.8rem 0;
            border: 1px solid #eaeaea;
            transition: 0.15s;
            box-shadow: 0 2px 8px rgba(0,0,0,0.02);
            text-align:start;
        }

        .blog-page .step-card:hover {
            border-color: #cbd5e1;
        }

       .blog-page .step-card .step-num {
            display: inline-block;
            background: #1a2f40;
            color: #fff;
            font-weight: 700;
            padding: 0.2rem 1rem;
            border-radius: 60px;
            font-size: 0.7rem;
            letter-spacing: 0.5px;
            margin-bottom: 0.5rem;
        }

        .blog-page .step-card h4 {
            font-size: clamp(1.2rem, 3vw, 1.4rem);
            font-weight: 600;
            color: #0c1b2b;
            margin-bottom: 0.5rem;
            word-break: break-word;
        }

        @media (min-width: 550px) {
           .blog-page .step-card { padding: 1.8rem 2.2rem; }
           .blog-page .quick-answer { padding: 1.8rem 2.2rem; }
        }

        /* rule matrix */
       .blog-page .rule-matrix {
            background: #eef2f7;
            border-radius: 20px;
            padding: 1rem 1rem;
            font-size: 0.85rem;
            border: 1px solid #dce2ec;
            margin: 1.2rem 0;
            overflow-x: auto;
            -webkit-overflow-scrolling: touch;
        }

        .blog-page .rule-matrix table {
            width: 100%;
            min-width: 400px;
            border-collapse: collapse;
            font-size: 0.85rem;
        }

        .blog-page .rule-matrix th {
            text-align: left;
            background: #dce2ec;
            padding: 6px 10px;
            font-weight: 600;
        }

        .blog-page .rule-matrix td {
            padding: 6px 10px;
            border-bottom: 1px solid #d0d8e3;
        }

        /* infographic placeholder */
        .infographic-placeholder {
            background: #e7edf5;
            border-radius: 24px;
            padding: 1.2rem 1rem;
            text-align: center;
            border: 2px dashed #8a9bb0;
            color: #1f2a33;
            font-weight: 500;
            margin: 1.8rem 0;
        }

       .blog-page .infographic-placeholder img {
            width: 100%;
            height: auto;
            max-height: 300px;
            object-fit: contain;
            border-radius: 12px;
        }

        .blog-page .infographic-placeholder i {
            font-size: 2rem;
            color: #1a2f40;
            margin-right: 12px;
        }

        /* checklist grid */
        .blog-page .checklist-grid {
            display: grid;
            grid-template-columns: 1fr;
            gap: 0.4rem 1.2rem;
            background: #f5f7fa;
            border-radius: 24px;
            padding: 1.2rem 1.2rem;
            margin: 1.2rem 0;
        }

        .blog-page .checklist-grid span {
            display: flex;
            align-items: center;
            gap: 8px;
            font-size: 0.92rem;
            word-break: break-word;
        }

        .blog-page .checklist-grid i {
            color: #1a7f4a;
            width: 18px;
            flex-shrink: 0;
        }

        @media (min-width: 550px) {
           .blog-page .checklist-grid { grid-template-columns: 1fr 1fr; padding: 1.6rem 2rem; }
        }

        /* tags */
       .blog-page .tags {
            display: flex;
            flex-wrap: wrap;
            gap: 0.5rem 0.8rem;
            margin: 2rem 0 1.4rem;
            border-top: 1px solid #e2ddd8;
            padding-top: 1.8rem;
        }

        .blog-page .tags span {
            background: #f0ede9;
            padding: 0.2rem 1rem;
            border-radius: 60px;
            font-size: 0.75rem;
            font-weight: 500;
            color: #1f2a33;
            border: 1px solid transparent;
        }

        .blog-page .tags span i {
            margin-right: 4px;
            color: #f6b83d;
        }

        /* share */
        .blog-page .share {
            display: flex;
            align-items: center;
            gap: 0.6rem 1rem;
            flex-wrap: wrap;
            margin-top: 1.4rem;
        }

       .blog-page .share .label {
            font-weight: 500;
            color: #3d3a36;
            font-size: 0.9rem;
        }

        .blog-page .share a {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            width: 40px;
            height: 40px;
            border-radius: 60px;
            background: #f0ede9;
            color: #1f2a33;
            transition: 0.2s;
            font-size: 1.1rem;
            text-decoration: none;
            border: 1px solid #ddd8d2;
        }

        .blog-page .share a:hover {
            background: #1a2f40;
            color: #fff;
            border-color: #1a2f40;
            transform: scale(1.02);
        }

        /* ----- FAQ ----- */
       .blog-page .faq-container {
            width: 100%;
            background: white;
            border-radius: 40px;
            padding: 1.8rem 1.2rem;
            box-shadow: 0 20px 40px -12px rgba(0, 0, 0, 0.15);
            margin: 2rem 0 0.5rem;
        }

       .blog-page .faq-header {
            display: flex;
            align-items: center;
            gap: 0.5rem;
            margin-bottom: 1.8rem;
            border-bottom: 2px solid #eae7e1;
            padding-bottom: 1rem;
            flex-wrap: wrap;
        }

       .blog-page .faq-header i {
            font-size: 1.8rem;
            color: #0c1b2b;
        }

       .blog-page .faq-header h2 {
            font-size: clamp(1.4rem, 4vw, 1.9rem);
            font-weight: 600;
            color: #0c1b2b;
            letter-spacing: -0.01em;
            border-bottom: none;
            padding-bottom: 0;
            margin: 0;
        }

        .blog-page .faq-item {
            background: #f8f7f5;
            border-radius: 18px;
            margin: 0.8rem 0;
            overflow: hidden;
            box-shadow: 0 1px 3px rgba(0,0,0,0.02);
            padding:0;
        }

        .blog-page .faq-item input[type="checkbox"] {
            position: absolute;
            opacity: 0;
            width: 0;
            height: 0;
            pointer-events: none;
        }

       .blog-page .faq-item label {
            display: flex;
            align-items: center;
            justify-content: space-between;
            gap: 0.8rem;
            padding: 1rem 1.2rem;
            cursor: pointer;
            user-select: none;
            transition: background 0.1s;
            border-radius: 18px;
            font-weight: 500;
        }

       .blog-page .faq-label-content {
            display: flex;
            align-items: center;
            gap: 0.6rem;
            flex: 1;
        }

       .blog-page .faq-label-content i {
            font-size: 1rem;
            color: #0c1b2b;
            width: 1.4rem;
            text-align: center;
            transition: transform 0.25s ease;
            flex-shrink: 0;
        }

        .blog-page.faq-label-content strong {
            display: inline;
            font-size: clamp(0.95rem, 2vw, 1.05rem);
            color: #0c1b2b;
            font-weight: 600;
            line-height: 1.3;
        }

       .blog-page .faq-arrow {
            font-size: 0.9rem;
            color: #4b5a6a;
            transition: transform 0.3s ease;
            margin-left: 0.3rem;
            flex-shrink: 0;
        }

       .blog-page .faq-answer {
            max-height: 0;
            opacity: 0;
            overflow: hidden;
            padding: 0 1.2rem;
            transition: max-height 0.4s cubic-bezier(0.25, 0.46, 0.45, 0.94),
                        opacity 0.25s ease,
                        padding 0.25s ease;
            background: #f8f7f5;
            border-radius: 0 0 18px 18px;
        }

       .blog-page .faq-answer p {
            margin: 0;
            padding-bottom: 1.2rem;
            font-size: 0.95rem;
            line-height: 1.6;
            color: #1f2a36;
        }

       .blog-page .faq-item input[type="checkbox"]:checked ~ .faq-answer {
            max-height: 600px;
            opacity: 1;
            padding: 0 1.2rem 0.2rem 1.2rem;
        }

       .blog-page .faq-item input[type="checkbox"]:checked ~ label .faq-arrow {
            transform: rotate(180deg);
        }

       .blog-page .faq-item input[type="checkbox"]:checked ~ label .faq-label-content i {
            transform: rotate(90deg);
        }

       .blog-page .faq-item label:hover {
            background: #f1efe9;
        }

       .blog-page .faq-item label:hover .faq-label-content i {
            color: #0c1b2b;
        }

       .blog-page .faq-item label .faq-label-content strong {
            display: inline;
            font-size: clamp(0.95rem, 2vw, 1.05rem);
            color: #0c1b2b;
        }

       .blog-page .faq-item input[type="checkbox"]:focus-visible + label {
            outline: 2px solid #0c1b2b;
            outline-offset: 0px;
            border-radius: 18px;
        }

        @media (min-width: 550px) {
            .blog-page .faq-container { padding: 2.5rem 2.8rem; }
           .blog-page .faq-item label { padding: 1.2rem 1.8rem; }
           .blog-page .faq-answer { padding: 0 1.8rem; }
           .blog-page .faq-item input[type="checkbox"]:checked ~ .faq-answer {
                padding: 0 1.8rem 0.2rem 1.8rem;
            }
        }

        /* CTA / download box */
        .blog-page .cta-box {
            background: #1a2f40;
            border-radius: 30px;
            padding: 1.2rem 1.5rem;
            margin: 1.8rem 0;
            display: flex;
            flex-wrap: wrap;
            align-items: center;
            justify-content: space-between;
            gap: 1rem;
        }

       .blog-page .cta-box .cta-text {
            display: flex;
            align-items: center;
            gap: 12px;
            color: #fff;
            flex: 1;
        }

       .blog-page .cta-box .cta-text i {
            font-size: 1.8rem;
            color: #f6b83d;
        }

        .blog-page .cta-box .cta-text span {
            font-weight: 500;
            font-size: clamp(0.95rem, 2vw, 1.05rem);
        }

       .blog-page .cta-box .cta-text strong {
            color: #fff;
        }

        .blog-page .cta-box a {
            background: #f6b83d;
            color: #0c1b2b;
            font-weight: 700;
            padding: 0.5rem 1.6rem;
            border-radius: 60px;
            text-decoration: none;
            transition: 0.2s;
            font-size: 0.9rem;
            white-space: nowrap;
            border: 2px solid transparent;
            flex-shrink: 0;
        }

        .blog-page .cta-box a:hover {
            background: #e5a92e;
            transform: scale(1.02);
        }

        @media (max-width: 500px) {
           .blog-page .cta-box { flex-direction: column; align-items: stretch; }
          .blog-page .cta-box a { text-align: center; }
        }

        /* income type tags */
        .blog-page .income-tags {
            display: flex;
            flex-wrap: wrap;
            gap: 0.4rem 1rem;
            background: #f5f7fa;
            border-radius: 20px;
            padding: 1rem 1.2rem;
            margin: 1rem 0 1.4rem;
        }

        .blog-page .income-tags span {
            display: flex;
            align-items: center;
            gap: 6px;
            font-weight: 500;
            color: #1a2f40;
            font-size: 0.9rem;
        }

        .blog-page .income-tags i {
            color: #f6b83d;
        }

        @media (max-width: 450px) {
           .blog-page { padding: 0.5rem; }
            .blog-page .blog-wrap { border-radius: 24px; }
           .blog-page .hero h1 { font-size: 1.6rem; }
           .blog-page .hero-meta { font-size: 0.7rem; gap: 0.4rem 1rem; }
           .blog-page .share a { width: 36px; height: 36px; font-size: 1rem; }
           .blog-page .rule-matrix table { font-size: 0.75rem; min-width: 320px; }
           .blog-page .faq-item label { padding: 0.8rem 1rem; }
        }

       .blog-page .share a, .cta-box a, .faq-item label {
            touch-action: manipulation;
        }